Funding Sources

Northern Ontario Women

COMING SOON!!

In the coming weeks we will have more information to share in regards to re-starting the SME (Small-Medium Enterprise) Program, a very successful pilot project that we administered from 2019-2023 throughout all of Northern Ontario. All information pertaining to any new funding programs we will be offering will be posted on our NOW website as well as on our NOW Facebook page (Facebook).

About the Maple Production Improvement Initiative

INTAKE PERIOD OPENS NOVEMBER 9, 2023.  Applicants may receive 50% cost-share up to a maxium of $20,000 in funding per application

The Sustainable Canadian Agricultural Partnership, Maple Production Improvement Initiative supports maple syrup producer productivity and efficiency through funding for equipment and woodlot management. Projects will focus on:

  • Purchase and installation of new or used equipment or technology from an equipment dealer or supplier, that increases productivity, efficiency, and growth
  • Planning for tubing systems conducted by third-party service providers
  • Woodlot improvements conducted by a qualified third-party service provider, including tree marking or development of a forest plan

Eligible costs can be incurred retroactively to April 1, 2023.

LINK TO APPLICATION SITE CLICK HERE

DELIA Women Entrepreneurship Loan Fund

The DELIA Women Entrepreneurship Loan Fund is accepting applications from across Canada! Discover how your woman-owned business can receive a

$15k loan to help you start, scale, and grow your venture. Ready to get started? Join our upcoming free webinar info session on

To learn more and apply now, visit ncfdc.ca/delia.

 

Tourism and Hospitality Student Work Placement Program

Aimed squarely at the tourism and hospitality sector, the Propel Student Work Placement Program is helping the hardest-hit sector recover from the devastating impacts of the pandemic

Funded by the Government of Canada’s Student Work Placement Program, Propel offers post-secondary students opportunities to develop the work-ready skills required to secure meaningful employment upon graduation.

Qualifying employers are provided with a wage subsidy for each qualifying student hired through the program.

Learn more by selecting the applicable category below or watch a recording of our info sessions, which includes an overview of the eligibility criteria and application process.

 

Women Entrepreneurship Strategy

https://ised-isde.canada.ca/site/women-entrepreneurship-strategy/en

The full and equal participation of women in the economy is not just the right thing to do; it’s the smart thing to do.

Studies show that by advancing gender equality and women’s participation in the economy, Canada could add up to $150 billion in GDP. Only 17% of Canadian small and medium-sized businesses are owned by women, and the Government of Canada is working to change that.

The government is advancing women’s economic empowerment with the first ever Women Entrepreneurship Strategy (WES), representing nearly $7 billion in investments and commitments. WES aims to increase women-owned businesses’ access to the financing, talent, networks and expertise they need to start up, scale up and access new markets.

Women Entrepreneur Loan Fund

https://ised-isde.canada.ca/site/women-entrepreneurship-strategy/en/women-entrepreneurship-loan-fund

Check out the site as there are other partnership loan opportuntities

Mentor Works

Canada’s #1 Government Grant Writers

Dedicated to Streamlining the Funding and Grant Application Process For Your Business

Ontario Government Grant, Loan, Tax Credit and Funding Programs Mentor Works Can Write for Your Business

Ontario government funding programs can support a wide range of strategic projects, including business expansion, research and development, hiring and training, and capital investment. Many of these programs are offered by Federal Economic Development Agency for Southern Ontario (FedDev Ontario) and Federal Economic Development Initiative for Northern Ontario (FedNor).

Ministry of Colleges and Universities

Link to Ontario Job Grant Website

Ontario’s workforce is our most valuable asset. As new technologies, globalization and shifting demographics rapidly change Ontario’s economy, they alter the mix of available jobs and the skills people need to succeed in them. By building up education and training, we can maintain Ontario’s competitive advantage, helping businesses and workers adapt to change and achieve their goals.

  • Employers can get up to $10,000 in government support per person for training costs
  • The training has to be delivered by an eligivle, third-party trainer
  • Employers with 100 or more employees need to contribute 1/2 of the training costs
  • Small employers with less than 100 employees need to contribute 1/6 of training costs

 

Employment Ontario

 

 

 

 

Agri-Food Energy Cost Savings Initiative – Apply Now! 

This $10 million Program funded by the Canadian and Ontario governments through the Sustainable Canadian Agricultural Partnership (Sustainable CAP) is focused on supporting projects that prioritize reducing greenhouse gas emissions by investing in new technology and equipment, as well as building or facility modifications.  Eligibility  Eligible applicants include Ontario food processors. Applications will be assessed […]

Read more of this post

 

 

 

Supply Chain Stability and Adaptability Program and Webinar

  • Agri-Food Supply Chain Resiliency Analysis – aimed at identifying and addressing market and supply chain challenges driven or worsened by the COVID-19 pandemic. The funding is meant to help you complete a resiliency analysis for identifying supply-chain gaps/areas of weakness and developing an action plan for priority areas.
  • Agri-Food Supply Chain Infrastructure Investment – aimed at helping acquire the equipment and assets necessary to grow capacity in a manner that meets the increased demand for Ontario grown and produced food products. The funding is meant to support near term investments in infrastructure that builds production capacity and helps address market and supply chain challenges.

Eligibility

Eligible applicants include:

  • Ontario Agri-Food Organizations (for the Agri-Food Supply Chain Resiliency Analysis Stream only)
  • Ontario Agri-Food Businesses, including farms and food processing businesses

Funding

You may apply for up to 25 per cent of eligible costs, up to a maximum of $150,000 per project.

Application deadlines

  • Agri-Food Supply Chain Resiliency Analysis Stream, Thursday, January 26, 2023
  • Agri-Food Supply Chain Infrastructure Investment Stream, Thursday February 9, 2023

FOR MORE DETAILS – CLINK HERE FOR LINK

 

 

 

 

Canada Summer Jobs wage subsidy

Canada Summer Jobs (CSJ) provides wage subsidies to employers from not-for-profit organizations, the public sector, and private sector organizations with 50 or fewer full-time employees, to create quality summer work experiences for young people aged 15 to 30 years.

CLOSED FOR 2023 However this will re-open in the January 2024.

 

 

 

Hiring and training incentives for employers

Hire an apprentice

Find out how to hire and train an apprentice and how it benefits you as an employer.

Canada-Ontario Job Grant

Get money to help pay for training of existing and new employees.

Hire a young person

Hire a young person through Employment Service, Youth Job Connection or Youth Job Connection Summer – see how these programs can benefit you as an employer and learn more about financial incentives for businesses.

Request an appointment

Request an appointment with Employment Ontario – find out if your business can get help covering training and hiring costs.

 

 

 

 

Bringing the arts to life

We’re proud to be Canada’s public arts funder. We contribute to the vibrancy of a creative and diverse arts and literary scene through our grants, services, prizes and payments to Canadian artists and arts organizations. 

Link to Website

 

SNAPP Sustainable New Agri-Food Products & Productivity Program

2023 INTAKE CLOSED.  WATCH FOR FUTURE OPPORTUNTITIES

The Sustainable New Agri-Food Products and Productivity (SNAPP) Program is for northern Ontario agriculture and food producers and businesses.   SNAPP will provide up to $10,000 at 50% cost-share towards the purchase of equipment and/or materials that will result in the creation of innovative food or agricultural products new to the business; enhance productivity and/or improve efficiency or resource use through innovation in the process or technology to improve products or processes; or reduce ecological impact and carbon footprint through innovation in the process or technology while enhancing profitability.

Please contact your regional representative (below) to receive an application form.
Your representative will discuss the eligibility of your project and answer any questions you may have.  They are also available to review your application prior to submission and to ensure application completeness.
Algoma/Manitoulin:

LINK TO GET ALL THE DETAILS

Programming for
Women Entrepreneurs in Food

 

 

If you haven’t met us yet, we wanted to introduce ourselves!
Food Venture Program is a BIPOC, Women-Owned business offering food entrepreneurship education to new food/beverage startups across Canada!

We are very excited to announce a new promo to help support our fellow women in food! As part of our 10-Session Farm to Retail program, we are offering a free, one hour Q&A panel with women who own successful CPG food businesses and food industry consulting business!

It’s an opportunity to have your foodies connect with and find food industry mentors through this enriching and engaging program!

 

 

Racialized and Indigenous Supports for Entrepreneurs (R.A.I.S.E.) is a service and grant program developed and administered by the Toronto Association of Business Improvement Areas (TABIA), the Ontario Business Improvement Area Association (OBIAA) and in partnership with the Parkdale Centre for Innovation (PCI) to support Indigenous, Black and other Racialized entrepreneurs in Ontario to start and scale a business. R.A.I.S.E. will provide access to business development training, culturally responsive support services and access to grant funding. The program is funded by the Government of Ontario.

Digital Main Street and Mastercard expand partnership to provide additional support for small businesses

Today, Digital Main Street and Mastercard announced the expansion of their partnership with the goal of providing Canadian small businesses with added resources, tools and best practices to safeguard their operations against an increasing volume of cyber attacks.

This expansion will help grow educational programs across the country, with a focus on increasing cybersecurity awareness among small businesses, youth and recent graduates. In addition to the programming, the partnership will also offer new tools and solutions that will help small businesses assess their level of cyber readiness and provide corresponding actionable recommendations to help mitigate existing risks.

Click here for this link

 

 

 

What is the Homegrown Innovation Challenge?

The $33-million Homegrown Innovation Challenge, delivered over six years, will identify teams and support the development of tools and technologies that enable Canadian farmers and producers to sustainably and competitively grow berries out of season.

Click here for more information

 

The new Strategic Agri-Food Processing Fund Program

The new Strategic Agri-Food Processing Fund Program, which was announced in the 2021 Fall Economic Statement, to increase the province’s food processing capacity, strengthen its food security and position the agri-food sector for economic growth, will launch on April 1, 2022. Agri-food processor businesses are eligible for up to $3 million in cost-share funding to either build new processing facilities, expand or modernize existing facilities and adopt new innovative technologies to improve current operations.

More information on eligibility, cost share and how to apply can be found in the program guidelines. The guidelines will be posted to this link in the near future. 

 

Ontario Arts Council 

OAC is an agency that operates at arm’s length from the Ministry of Heritage, Sport, Tourism and Culture Industries. The OAC’s grants and services to professional, Ontario-based artists and arts organizations support arts education, Indigenous arts, community arts, crafts, dance, Francophone arts, literature, media arts, multidisciplinary arts, music, theatre, touring, and visual arts. The OAC is directed by 12 volunteer board (council) members who come from communities throughout the province. They are appointed by the Government of Ontario for a three-year term. The OAC’s board is responsible for setting OAC’s policies and oversees the organization’s operation.

  • Dance
  • Literature
  • Media Arts
  • Multi and Inter-Arts
  • Music
  • Theatre
  • Visual Arts

Link to OAC Website

Canada Digital Adoption Program

 

 

How Canadians do business has changed. To stay competitive and grow, small and medium-sized businesses need to adopt new digital tools.

In Budget 2021, the Government of Canada announced the $4 billion Canada Digital Adoption Program (CDAP) to help get your business online, give your e-commerce presence a boost or help digitalize your business’s operations.

CDAP provides funding and support to businesses, as well as training and work opportunities for young Canadians.

 

We fund R&D and test prototypes in real-life settings

We have two streams with funding dedicated to Canadian innovators who want to start, grow and get to market

Get More information here

 

 

Access to capital and tailored solutions

We understand women’s barriers in accessing financing and solutions for the business they own and lead. If you’re a woman entrepreneur looking for access to capital for your business or ESG-focused services for your company, we’re here to help. As a program participant, you get access to a financial partner who can help support your growth and financial future. We offer creative financing solutions tailored to your strategic priorities, including working capital and inventory financing, funding for capital projects, expansions, mergers and acquisitions, and much more. 

LINK to Scotiabank Women Iniative website 

 

FAIR FINANCE FUND

The Fair Finance Fund is a social finance fund for Ontario’s local food and farm sector. The Fund supports local food and farm social enterprises in accessing the capital and mentorship they need to grow and thrive. Together, alongside our investors, we help build sustainable local food systems, grow local economies and strengthen climate resilience.

Access the capital you need to grow and thrive

APPLY

 

 

PROJECT LEARNING TREE CANADA

We offer a 50% or 80% wage match, with up to $32,000 CAD in reimbursements, to employers hiring youth aged 15-30 into Green Jobs. A Green Job is one that supports nature-based solutions for a more sustainable planet. Green jobs are typically involved in, but not limited to, jobs in the forest sector, parks, conservation, natural resource management, environmental education, sustainable food systems, climate change, carbon sequestration, species maintenance and recovery, water quality and quantity, and more.

Follow link to to see samples of eligible employment opportunities

 

 

Angel Investing

An angel investor, (also known as a business angel), is an individual or group of individuals who provide investment capital to new or growing businesses and expect a percentage of ownership equity in return.

Angel investing is a common business practice throughout North America and Europe. Most angels invest their own capital, although there are some angel groups (or angel networks) where several investors combine their capital so they can invest in more opportunities.

Angels typically seek investment opportunities in high growth, small-medium enterprises that are too young to qualify for bank loans or other traditional means of financing.

Angel investments in Northern Ontario provide a greater pool of capital and access to equity for innovative start-up and/or growing companies.

Northern Ontario Angels – LINK to their website

The Northern Ontario Angels is the #1 Angel Organization in North America for Northern Ontario entrepreneurs (looking for growth capital) and angel investors (looking for investments). The creative concept and foundation of this network was developed to take Northern Ontario businesses to the next level.  NOA is continually growing, developing and updating it’s Angel Investment Groups throughout the north and around the World. Presently, NOA supports Angel Investment Groups in Sudbury, North Bay, Thunder Bay, Sault Ste. Marie, Timmins/Kapuskasing and Kenora.

Tourism Relief Fund

 

 

The Tourism Relief Fund (TRF), administered by Canada’s regional development agencies and Innovation, Science and Economic Development Canada (ISED), is a $500-million national program to support the tourism sector in Canada.  Indigenous Sole Proprietors are eligible for this funding.

The TRF will help position Canada as a destination of choice when domestic and international travel is once again deemed safe, by:

  • empowering tourism businesses to create new or enhance existing tourism experiences and products to attract more local and domestic visitors
  • helping the sector reposition itself to welcome international visitors, by providing the best Canadian tourism experiences we have to offer the world

Initiatives under this fund will help tourism businesses and organizations:

  • adapt their operations to meet public health requirements
  • improve their products and services
  • position themselves for post-pandemic economic recovery

Indigenous applicants

A minimum of $50 million of the TRF will specifically support Indigenous tourism initiatives. For more information and to apply, contact your regional development agency.

Click here for link to FedNor 

Carrot Cache

 

 

Carrot Cache is a non-profit organization that supports small projects in Ontario working toward a sustainable and just regional food system. 

Over the last 18 years Carrot Cache granted over $2.1 million to organizations and individuals. These monies are given to people who are working on organic agriculture initiatives and developing regional food economies.

Link & Funding Criteria

Equipment Purchase Financing

Buying new or used equipment can help you pursue growth opportunities and improve competitiveness.  However, it can also put a strain on cash flow.

Count on a BDC loan* to cover past or upcoming expenses related to:

  • Production line machinery
  • Specialized equipment
  • Material handling equipment
  • Industrial or commercial vehicles
  • And much more

Get up to:

  • 125% financing to cover purchase cost and related expenses
  • 24 months principal payments postponement (start of loan)
  • 12 years to pay

 

LINK TO APPLY

Ontario Helping 100,000 Workers Train for In-Demand Jobs

The Ontario government is investing $5.8 million in free online training to help 100,000 workers gain the skills they need to find good jobs and restart their careers. Courses will focus on building skills most in-demand by employers in fields such as information technology, finance and business administration.

PARO

 

The PARO program  offers a grant/loan program.  The first level is $1000 (50% grant that is not paid back, 50% paid back), the second level is $2000 (50% grant and 50% paid back).  The program is managed through PARO who provide the grant and LAMBAC who manage the loan portion. For Manitoulin Island contact barbara.baker@sumthing.ca  705-368-3114

NOW

Northern Ontario Women – NOW program A Project to stimulate women-owned and women-led business start-ups and scale-ups by increasing access to business development supports throughout the Northern Ontario region. – http://lambac.org/now/ . This is a grant program that has an open periods that you must work within, the current intake closes November 30th. Sue Whynott is the liaison and her email is now@lambac.org

You can check with LAMBAC but this program may now be closed

LAMBAC

LAMBAC.  The contact person is Carolyn and she can be reached at 705-282-3215.  Email carolyn@lambac.org.  LAMBAC is a Community Futures Development Corporation (CFDC) sponsored by Innovation Science And Economic Development / FedNor, created to support small and medium-sized business and community economic development. LAMBAC supports businesses through small business loans and resources. The organization administers local investment funds to help finance new or existing small and medium sized business and social enterprises for start-up, expansion or stabilization that will maintain or create jobs. LAMBAC is a one-stop source for information and guidance on starting, expanding and operating a business in the LaCloche Manitoulin region. Whether you are an aspiring entrepreneur or existing business owner, we are here to help.

FEDNOR

FedNor to check out their programs. FedNor is the Government of Canada’s economic development organization for Northern Ontario. Through its programs and services, and through its financial support of projects that lead to job creation and economic growth, FedNor works with businesses and community partners to build a stronger Northern Ontario.   The contact person is Arik Theijsmeijer and he works out of the LAMBAC office in Gore Bay and he can be reached at 705-665-3185 or 1-877-333-6673  arik.theijsmeijer@canada.ca

NOHFC 

Nohfc The Northern Ontario Heritage Fund Corporation (NOHFC) was established in 1988 with a mandate to promote and stimulate economic development initiatives in Northern Ontario by providing financial assistance to projects that stabilize, diversify and foster the economic growth and diversification of the region. Contact person is Kristen Luoma  (Gore Bay office)  Kristin.luoma@ontario.ca  705-282-1429

Blue Sky Net  BTIF Program

BTIF is a FedNor-funded initiative which assists businesses develop their capacity for e-business and in effect their ability to compete and thrive in the digital age. Blue Sky Net, through BTIF, is committed to helping small-to-medium-sized businesses in the Blue Sky Net region within Northeastern Ontario who are looking to enhance their capacity for business technology and their ability for technology adoption.  The BTIF grant helps to alleviate the costs of implementing innovative technology solutions for your business that will help take you to the next level.

Indigenous Specific Funding

Indigenous Women Entrepreneurship Loan Fund

Indigenous Women Entrepreneurship Program (CNW Group/National Aboriginal Capital Corporations Association)

 

The National Aboriginal Capital Corporations Association (NACCA) and participating Aboriginal Financial Institutions (AFIs) announced the establishment of a new $5 million Women Entrepreneurship Loan Fund. AFIs across the country are now delivering the Women Entrepreneurship Loan Fund on behalf of Innovation, Science, and Economic Development Canada (ISED). First Nations, Inuit, and Métis women entrepreneurs from across the nation are now able to access loans up to $50,000 dollars to start or grow their business. Learn more here.

 

 

Calling Indigenous women business owners! Applications are open for a $2000 grant through CCAB’s Indigenous Women Entrepreneurship Fund.  All completed applicants will be provided a number and will have that number entered into a lottery. A live draw will be made at a future date at which time we will select 20 recipients. Learn more about eligibility criteria and how to apply on the CCAB website
Deadline to apply is Friday, May 19, 2023 at 5:00PM EST.

 

CCAB Capital Skills Program is for Indigenous entrepreneurs and business owners who want to increase their ability to obtain funds. CCAB and Firebird Business Consulting Ltd bring a wealth of expertise in grant applications, business development and professional business writing skills. Throughout the webinar series, participants will gain insights into how to pursue grants successfully, business planning best practices and financial literacy and forecasting.

REGISTER NOW

Wakenagun Community Futures Development Corporation

 

 Learn More Here

Description:

Wakenagun CFDC’s Investment Fund – “Women in Business” Loan provides funding for women to enter into business ownership. Funds may be used for new or existing businesses.

Indigenous women in the Wakenagun catchment area of Northern Ontario who have a great idea for a new business are in luck.

The Wakenagun Community Futures Development Corporation will give you up to $150,000 to start your women-owned or led business as long as you have 10% cash equity you can put up.

 

Waubetek

waubetek.com.  The Waubetek Business Development Corporation is an Aboriginal-owned and controlled organization that delivers business financing and economic development services to First Nations and Aboriginal entrepreneurs in North-Eastern Ontario

NACCA, the National Aboriginal Capital Corporations Association

NACCA.CA.  NACCA, the National Aboriginal Capital Corporations Association, is a network of over 50 Aboriginal Financial Institutions (AFIs) dedicated to stimulating economic growth for all Indigenous people in Canada.

Age Specific Funding 18-39

 

Join the many aspiring entrepreneurs aged 18-39 we’ve helped turn great ideas into thriving businesses. FUTURPRENEUR CANADA –  LINK

You’re not afraid of working hard, taking risks and disrupting the status quo. In fact, you don’t know any other way to live. You’ve got great ideas and all the passion in the world. You just need some help getting started.

  • Apply for up to $60,000 to launch or buy a new business or to grow one that’s been fully operating for less than 12 months.
  • Get matched with an experienced mentor to help you build confidence and tackle your toughest challenges for up to two years.
  • Learn key skills like business planning, marketing and cash flow management through our online and in-person business resources.

Futurpreneur Canada is a non-profit organization helping Canadians become business owners with loan financing, mentoring and business resources.

Join the many Canadians aged 18-39 we’ve helped create their own future.

LAUNCH YOUR DREAM BUSINESS WITH SUPPORT FROM AN EXPERT TEAM WITH LIVED EXPERIENCE.       LINK

Our team will guide you through all the steps to embark on your business journey—from planning to financing to launch. Our program for Black entrepreneurs age 18-39 provides startup loan financing and up to two years of mentorship, plus access to resources and networking opportunities with fellow entrepreneurs across Canada.

With Diversity & Inclusion as core values, Futurpreneur supports young Canadian entrepreneurs from all backgrounds, helping them launch and grow successful businesses.

We launched this tailored version of our core Startup Program specifically to help address some of the barriers to success faced by many aspiring Black entrepreneurs.

This program is funded by RBC, with additional loan financing from BDC.

Futurepreneur

INDIGENOUS ENTREPRENEURS AGED 18-39

 

At Futurpreneur Canada, we support Indigenous entrepreneurs aged 18-39, helping them launch or buy their own business. With up to $60,000* in financing, an expert mentor for up to two years, and access to resources, we’re here to help young entrepreneurs bring their business plan to life.

Take the first step in turning your dream into reality.

Contact us today.